If you’re coming to the Netherlands to work with InAxtion, one of the first things you’ll need to arrange is health insurance. It’s not just a ‘nice-to-have’: it’s required by law. Don’t worry, though. InAxtion helps make this process simple and stress-free, so you can focus on your job and your new life here.
Why health insurance is mandatory
Everyone who lives and works in the Netherlands must have Dutch health insurance. This ensures that if you get sick, need to see a doctor, or have an accident, you’re covered.
That’s why over 90% of our employees choose to arrange their health insurance through InAxtion’s trusted partner – HollandZorg – a specialist provider for international and temporary workers. We’ve been working together for more than ten years, and they understand exactly what workers from abroad need in terms of health insurance.
What’s covered by HollandZorg
HollandZorg offers comprehensive coverage that fits the needs of temporary workers in technical sectors such as construction, electrical work, and mechanics. The basic insurance covers things like:
- Visits to General Practitioner (GP) – huisarts
- Hospital treatment and emergency care
- Prescribed medication
- Referrals to medical specialists
One important difference compared with some other countries is that in the Netherlands, you must visit a GP first before you can see a specialist. Your GP will refer you to a specialist if needed: this is the standard process for everyone living here. For those who want extra peace of mind, HollandZorg also offers supplementary insurance that includes benefits such as:
- Emergency dental care (up to a certain amount per calendar year)
- Repatriation to your home country in case of medical emergency or death
- Medication reimbursement for statutory co-payments
Another big advantage is that unlike many Dutch insurance plans, HollandZorg’s policy for foreign workers has no excess (or ‘own risk’) to pay before coverage starts. That means you won’t need to pay the first few hundred euros of treatment costs yourself.
Easy setup and weekly payment
When you start working with InAxtion, you can choose whether to arrange your insurance through HollandZorg or find your own. Most people prefer to use the InAxtion option because it’s fast, affordable, and hassle-free.
We take care of all the paperwork: you just sign an approval form. Once registered, you’ll receive a personal login for your HollandZorg online portal, where you can find all your insurance details and contact information.
The cost is around €38 per week (prices vary year to year), and it’s automatically deducted from your InAxtion salary, so you never have to worry about missing a payment.
InAxtion has you covered
Health insurance is an essential part of working in the Netherlands, but with InAxtion and HollandZorg, it couldn’t be easier. You’ll be covered for doctor visits, emergencies, hospital care, and more, so you can feel secure while focusing on your work and your life here.
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